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Smart Ways to Build Wealth and Grow Passive Income
Financial Planning  |   May 20, 2025

Smart Ways to Build Wealth and Grow Passive Income

Most people are familiar with the idea of working hard for their money. But financially smart people have a different and more strategic mindset. They make their money
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compound interestDiversificationFinancial Planningfinancial strategyinvestment tipslong-term investingmake money work for youpassive incomeRisk managementWealth Building
Strategies to Avoid Lifestyle Inflation
Financial Planning  |   May 6, 2025

Strategies to Avoid Lifestyle Inflation

If you’ve had a few pay rises in recent years, you may have unintentionally succumbed to lifestyle inflation. Also known as lifestyle creep, it’s a mindset that can
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Budgeting tipsFinancial Planninginvestinglifestyle inflationlong-term wealthmoney managementPersonal Financesavingsmart spending habits
Making the Most of A Market Downturn
Financial Planning, Investment  |   April 22, 2025

Making the Most of A Market Downturn

In recent years, market volatility has once again tested the nerves of investors. From the post-COVID recovery to ongoing geopolitical tensions, persistent inflation, a
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Financial Planninginflationinvestment strategy.long-term investingmarket downturnmarket volatilityretirement incomeRisk managementsuperannuation
WAIT! Before You Buy That…
Financial Planning, Individuals  |   March 25, 2025

WAIT! Before You Buy That…

Every time you spend money, you’re making a choice about your future.Will this purchase bring lasting value to your life, or is it just a fleeting desire?  Wi
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BudgetingFinancial Planningimpulse buyingmoney managementPersonal FinanceSaving Moneysmart spendingWealth Building
What Happens to My Superannuation If…?
Financial Planning, Individuals  |   March 11, 2025

What Happens to My Superannuation If…?

The introduction of compulsory superannuation in 1992, embedded the concept of retirement saving into our investment psyche.While Australia’s superannuation scheme
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beneficiarydivorce & superannuationearly retirementestate planningfinancial securitymoving overseas with supernominationsretirement planningsuperannuation
Top 5 Mistakes Business Owners Make When Applying for a Loan
Businesses, Financial Planning  |   February 25, 2025

Top 5 Mistakes Business Owners Make When Applying for a Loan

Organising a loan for your business can be an important step in fuelling growth or covering unexpected expenses, but many business owners fall into the same traps during
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business funding mistakesbusiness growthbusiness loancash flowcredit scorefinancial documentsFinancial Planningloan application tipsloan approvalsmall business financing
The Importance of Financial Literacy for Young Adults
Financial Planning, Individuals  |   February 11, 2025

The Importance of Financial Literacy for Young Adults

Facing complex financial decisions, often without adequate knowledge, can be challenging for anyone, but particularly for young people.A recent government study foun
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Budgetingdebt managementfinancial educationfinancial empowermentfinancial independencefinancial literacyFinancial Planningmoney managementyoung adults finance
Quarterly Economic Update: October -December 2024
Finance, Financial Planning  |   January 28, 2025

Quarterly Economic Update: October -December 2024

The final quarter of 2024 reflected a mixed economic landscape. While consumer spending and equity markets showed resilience, persistent inflation, cost-of-living pressu
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economic updatefinancial insightsFinancial Planningfinancial professionalshousing marketinflation trendsmarket trendsspending habits
Protect Your Small Business from Unexpected Challenges
Businesses, Financial Planning  |   December 30, 2024

Protect Your Small Business from Unexpected Challenges

The operations of most small businesses rely on at least one or two pivotal people: usually the owner and perhaps a valued employee.If one of these key people were t
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business insurancebusiness overheads insurancebuy-sell agreementscontingency planningFinancial Planningincome protectionkeyperson insuranceprotecting small businessessmall business continuitysuccession planning
Eliminating Sneaky Expenses
Financial Planning, Individuals  |   December 17, 2024

Eliminating Sneaky Expenses

During a cost of living crisis, many of us look for obvious ways to cut expenses, like cancelling streaming services, dining out less, and skipping extras in our shoppin
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app auditavoidable expensesbudget hackscost of livingexpense reductionFinancial Planninghidden feeshousehold budget tipslife insurance reviewSaving Moneysaving strategiessneaky chargessubscription managementtravel insurance tips
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