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  2. Posts tagged "home loans"
Why Your Borrowing Capacity Can Change Even if Your Income Hasn’t
Financial Planning, Individuals  |   11/08/2026

Why Your Borrowing Capacity Can Change Even if Your Income Hasn’t

It’s been a while since you last had a salary increase, so the amount you could borrow as a home loan is the same as last time you checked, right? Wrong. Your salary
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borrowing capacityhome buyinghome loansInterest ratesmortgagesPersonal Finance
Living with Higher-for-Longer Interest Rates
Financial Planning  |   07/04/2026

Living with Higher-for-Longer Interest Rates

Interest rates are rising, and the Reserve Bank of Australia (RBA) has hinted that they could stay elevated for longer than expected. While people who live off their inv
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borrowing strategiesBudgeting tipseconomic conditionsFinancial Planninghome loanshousing affordabilityInterest ratesmortgage strategiesPersonal Financeproperty market Australia
Are Offset Accounts Always the Best Option for Home Loans?
Financial Planning, Individuals, Investment  |   24/02/2026

Are Offset Accounts Always the Best Option for Home Loans?

Mortgage offset accounts have steadily increased in popularity since they were first introduced in Australia in the late 1980s. A recent study by the University of Sydney
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Australian mortgageshome loansinterest savingsinvestment property strategyloan comparisonmortgage feesmortgage structureoffset accountsproperty financevariable home loans

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