How to Inflation-Proof Your Household Budget in 2026
There’s no escaping the fact that retail prices, utility bills and interest rates remain persistently high. If you’ve managed so far, but feel as if you’re stretche
Your 10-Step Personal Financial Audit Checklist
The end of the year is an ideal time to pause and review your finances, but a personal financial audit can be useful at any stage. Just follow this 10-step checklist to g
How to Balance Your Superannuation Investment Settings
It can be tempting to treat superannuation as a ‘set and forget’ investment. In most years your annual statement will show what appears to be a satisfactory growth ra
Setting SMART Financial Goals That Actually Stick
You may have come across the SMART acronym in the course of your employment, but here’s a reminder of what it stands for:Specific Measurable Achievable Relevant
5 Step Super Health Check
Ensuring the health of your superannuation is paramount for securing your financial future. Just like an annual physical examination, conducting a regular "Super Health C
Strategies to Avoid Lifestyle Inflation
If you’ve had a few pay rises in recent years, you may have unintentionally succumbed to lifestyle inflation. Also known as lifestyle creep, it’s a mindset that can
WAIT! Before You Buy That…
Every time you spend money, you’re making a choice about your future.Will this purchase bring lasting value to your life, or is it just a fleeting desire? Wi
Is Debt Consolidation Right for You? A Checklist for Homeowners
Struggling to keep track of multiple debt payments each month? For many Australian homeowners, juggling different debts—whether it’s credit card balances, personal l