To renovate or to upgrade – which is best?
Most of us will live in two or three family homes during our lives. You might find that over this time needs change as does your capacity to meet those needs. So when th
Corporate superannuation
What can you tell your employees about super?Being asked for advice is a recognition that your employees respect your views and knowledge. It can be flattering and y
The art of downsizing
The kids have finally left home and now you’re rattling around in a house way bigger than you need. If it’s time to think about downsizing, there’s more to it than
Adult kids still at home?
Remember a time when kids couldn’t wait to leave home so they could have their own place and be independent. Those days are definitely over with one and half million a
Baby budgeting
Greeting a new family member is exciting, but with so many aspects of your life changing, when it comes to your finances, planning ahead can make the transition so much
Your home loan got rejected…now what?
Whether it’s due to over-enthusiastic lenders or desperate borrowers, there has been a tightening to lending criteria being applied to borrowers due to the need for
Improve your chances of getting a home loan
Scrutiny over lending behaviours unearthed by the Royal Commission into Banking and predictions of falling house prices have prompted market commentators to suggest i
Lifechanging: how financial management tools and the right advisor can change the game
With a mortgaged property, two young children to provide for, and credit card debt to pay down, Kerry and Terrance wanted to work with a financial planner to set some
Interest rates increased last week – is it time to refinance?
Technically speaking, if more than 30 percent of your pre-tax income goes towards paying your mortgage, you meet the common definition for being ‘mortgage-stressed’.