The benefits of investment diversification
Why you should invest across different assets: Overtime different investments will outperform each other. Therefore to smooth your investment returns over the long-te
The Financial effects of divorce after 50
With the average age of marriage on the rise, so is the age of divorce. Divorce for people over the age of 50 accounts for 30% of all permanent splits. The over 50s h
5 ways to benefit from record low interest rates
Interest rates are at their lowest level in years and the forecasts suggest they will continue to drop. With low interest rates comes opportunities, so how can you or yo
Five reasons to refinance your home loan
Many people regularly make the mistake of selecting a home loan and riding out whatever the original loan terms and its prevailing interest rate dish up. What people may
Property in your SMSF
One of the main reasons Self-Managed Superannuation Funds (SMSFs) are so popular among Australians is that they provide greater choice and flexibility to members for inv
To renovate or to upgrade – which is best?
Most of us will live in two or three family homes during our lives. You might find that over this time needs change as does your capacity to meet those needs. So when th
Corporate superannuation
What can you tell your employees about super? Being asked for advice is a recognition that your employees respect your views and knowledge. It can be flattering and y
The art of downsizing
The kids have finally left home and now you’re rattling around in a house way bigger than you need. If it’s time to think about downsizing, there’s more to it than
Adult kids still at home?
Remember a time when kids couldn’t wait to leave home so they could have their own place and be independent. Those days are definitely over with one and half million a