What happens when interest rates increase?
It’s hard to imagine taking out a home loan with an interest rate of 17% per annum or higher, yet that was the reality for homebuyers in the late 1980s and early 1990s
5 tips to survive a decline in income
Since precautionary measures were heightened to slow the spread of COVID-19, almost 1 million Australians have lost their jobs. According to the Australian Bureau of Sta
Why 2020 could be your year to buy property
If you have been thinking about making the leap from renting to purchasing property, 2020 might be the time.Following a drop in property prices, the market once aga
The Financial effects of divorce after 50
With the average age of marriage on the rise, so is the age of divorce. Divorce for people over the age of 50 accounts for 30% of all permanent splits.The over 50s h
5 ways to benefit from record low interest rates
Interest rates are at their lowest level in years and the forecasts suggest they will continue to drop. With low interest rates comes opportunities, so how can you or yo
Five reasons to refinance your home loan
Many people regularly make the mistake of selecting a home loan and riding out whatever the original loan terms and its prevailing interest rate dish up. What people may
To renovate or to upgrade – which is best?
Most of us will live in two or three family homes during our lives. You might find that over this time needs change as does your capacity to meet those needs. So when th
Corporate superannuation
What can you tell your employees about super?Being asked for advice is a recognition that your employees respect your views and knowledge. It can be flattering and y
The art of downsizing
The kids have finally left home and now you’re rattling around in a house way bigger than you need. If it’s time to think about downsizing, there’s more to it than